Credit Card
Charges



Personal Visa Classic or MasterCard Mass

Annual Fee USD 160.00
Minimum security deposit* USD 5000.00
Cash withdrawal 1.5 %

Minimum commission for cash withdrawal:
at ATM
at Bank


USD 3.00
USD 5.50
Purchase commission 0.5 %
Credit** interest rate (p.a.) 28 %
Credit overlimit interest rate (p.a.) 56 %
Delayed payment interest rate (p.a.) 18 %


Corporate Visa Business
or MasterCard Business

Annual Fee USD 220.00
Minimum security deposit* USD 6000.00
Cash withdrawal 1.5 %

Minimum commission for cash withdrawal:
at ATM
at Bank


USD 3.00
USD 5.50
Purchase commission 0.5 %
Credit** interest rate (p.a.) 28 %
Credit overlimit interest rate (p.a.) 56 %
Delayed payment interest rate (p.a.) 18 %


Personal Visa Gold or MasterCard Gold and
Corporate Visa Gold or MasterCard Gold

Annual Fee:
Personal Gold Card
Corporate Gold Card


USD 250.00
USD 270.00
Minimum security deposit* USD 7500.00
Cash withdrawal 1.5 %

Minimum commission for cash withdrawal:
at ATM
at Bank


USD 3.00
USD 5.50
Purchase commission 0.5 %
Credit** interest rate (p.a.) 28 %
Credit overlimit interest rate (p.a.) 56 %
Delayed payment interest rate (p.a.) 18 %

* The minimum/security deposit is "frozen" on the customer's account. The Bank in its sole discretion or according to the agreement between the Customer and the Bank will credit the customers' account in respect to their deposits with 2.6% annual interest rate for USD. Upon determination of the agreement the minimum/security deposit is repaid to the customer.
** Credit - Allowed credit limit approximately: 20-30% of minimum security deposit.